The Ultimate Cutting Workout & Diet Plan

Written by Sam Coleman | Co-founder

Fact checked by Kirsten Yovino, CPT Brookbush Institute

FACT CHECKED

Updated On: November 10, 2024

Looking to cut weight for summer, an event, or simply to achieve your ideal body body fat percentage and show off the hard work you put in the gym?

A cutting workout and diet plan, which focuses on losing weight while retaining as much muscle mass as possible, can help you hit your fat loss goals. But you need a strong program that focuses on the right foods to eat (and those to avoid), ideal calorie counts, and macros, in addition to the best training routine to maintain your mass and strength.

Fortunately, you've come to the right place, as we at SET FOR SET have provided everything you need to know about cutting, including what you need to eat and a workout program for you to follow. The goal of this cutting workout and diet plan is to help you lose fat while maintaining muscle.

Table of Contents:

Key Things To Know About Successfully Cutting
Cutting Diet Plan & Workout
Tips For Cutting Fat
FAQs
Additional Cutting Program Recommendations

cutting workout and diet plan

KEY ASPECTS OF CUTTING FOR BODYBUILDING

For a cut to be truly successful, the trainee must be able to limit muscle loss. Without this element, you aren't cutting, rather you are simply losing weight.

So, the goal of any successful cutting workout & diet plan is to lose weight while maintaining pure muscle mass. That means the pounds lost must mainly be fat. To do that, we must eat at a slight deficit and continue weight training (and for most, up the cardio).

Here are the key aspects of cutting for bodybuilding. To get right into the diet and workout plan, keep scrolling.

SET YOUR GOAL: Before you start, know what you want to achieve. Whether that’s a specific body fat percentage or simply your abs showing very visibly, make it clear so you know what you are working toward.
TIMELINE: Set a specific timeline to reach that goal. If you know how much body weight you need to lose for an event or what body fat percentage you are working toward, then you can plan your diet accordingly. So, set a start and end date. Cutting is a lot more tiring and difficult than bulking for most, but it’s easier if you do things slowly. So, if you have the time, give yourself something like 12 weeks. If you only have 4-8 weeks, then you can make it work, but you’ll need to plan accordingly. Our cutting guide is for 12 weeks, which is the best, but it can be adapted easily to any number of weeks, from 4-16 weeks, by adjusting the calorie deficit.
DIET: You are going to have to really hone in on your diet during a cut. Obviously, you need to be in a calorie deficit. There are two ways to do this: eat less and burn more calories. Focusing on the best foods for cutting will help you hit your goals. We will break down a clear cut diet plan for you below.
WORKOUT: Working out is just as important for cutting as you want to minimize or completely restrict muscle loss during a cut. If you were just “losing weight” then you could do so based simply on diet, but this is about losing fat and preserving muscle mass. We also have a clear cut workout plan for you, with options, below.

cutting workout

12 WEEK CUTTING WORKOUT AND DIET PLAN

Our cutting diet plan and workout is based on 12 weeks but can be adjusted by simply adjusting your calorie intake, as you will see below.

We chose 12 weeks as this will allow you to have a slow cut that maximizes fat loss and minimizes muscle and performance loss. While we recommend 12 weeks for cutting, you can adjust the plan to the amount of time you have. We will show you how. The good news is, all of the same rules you are about to read will apply no matter what length of time you choose for your cut, as will the workouts.

Ok, without further ado, let's get into it! To start, we are going to cover the cutting diet plan in full, and then, we will go over the workout plan for your cut.

CUTTING DIET PLAN:

When it comes to cutting, everything depends on your diet. Your results will be directly correlated to your diet. It doesn’t matter how hard you workout, if your diet is poor, your results will be too.

So, let’s first dig into the diet plan, which will consist of the following sections:

Calorie Intake
Macros
Meals Per Day & Timing
Best Foods
Sample 1-Day Meal Plan

1. CALORIE INTAKE:

The fundamental aspect of your cutting diet plan comes down to calorie intake. As this is a cut, you will want to be in a calorie deficit.

Since this is a 12 Week Cutting Plan, we will break this down based on 12 weeks.

TDEE Calculator: Before you start, figure out your calorie maintenance level. To do this, you can use a TDEE (total daily energy expenditure) calculator. You just plug in your info and it is going to tell you what your calorie maintenance level is. You can Google TDEE calculator and many will pop up.

As you lose weight, you will need to keep track of your maintenance level as it will change slightly.

Note: You will also need a find calculator to count your calories, at least at first. Google Food Calorie Calculator or get an app to keep track nice and neatly.

Now, to the numbers...

Rather than just dropping 300-500 calories below your maintenance level right away (which would be about 1 pound per week for the average male), the best way to cut is with a taper, especially considering we have 12 weeks. This will help you to easily adjust to the lower calorie intake and not feel sluggish or let your workouts suffer.

Here is how it’ll look week by week:

Week 1: Maintenance level
Week 2-4: 100-200 below maintenance level
Week 5-8: 200-300 below maintenance level
Week 9-10: 300-500 below maintenance level
Week 11: 200-300 below maintenance level
Week 12: 100-200 below maintenance level

Another way to look at it is:

Week 1: Maintenance
Week 2-4: 90% maintenance
Week 5-7: 85% maintenance
Week 8-10: 80% maintenance
Week 11: 85% maintenance
Week 12: 90% maintenance

Note:

You may need to adjust this depending on your target. If you reach your target before the 12 weeks is up, simply taper back up to maintenance level week by week or even every few days. You may also need to readjust if you change your workouts or your daily activities become more busy than normal.
Remember, you need to readjust based on new maintenance levels each week (since you will be losing weight along the way, your maintenance level will drop a little). However, don’t stress too much. It’s hard to be super exact with calorie expenditure and intake. Just do your best. You will know if you are in a deficit and if not simply adjust the next day. It’s all an experiment and as you move through your cutting phase, you will really start to understand your body more. People who have done multiple cuts don’t even need calculators or calorie counters.

After the 12th week. Don’t just go back into a calorie surplus and start eating whatever you want, or you will very quickly re-grain all of the fat you just lost.

After your cut, ideally you should do a maintenance period that lasts around 2-4 weeks. Simply eat at maintenance for a while and let your body get used to it. After cutting, even maintenance will feel great. When you finish your maintenance period, you can begin to gradually increase your calories.

For those who only have 8 weeks to cut, your taper can look like this:

Week 1: Maintenance
Week 2: 90% maintenance
Week 3: 85% maintenance
Week 4: 80%
Week 5-6: 75%
Week 7: 80%
Week 8: 85-90%

You could even be more aggressive than this. For example, by week 2 you could be at around 500 calories below maintenance, which will be around 1 pound per week, and then maintain this until week 8. Your workout plan for the 8 weeks will be the same as the one for 12 weeks, so all you need to do is focus on your calories when it comes to the length of your cut.

Need help with calorie control?

Appetite suppressants (aka fat burners) can be like the "cherry on top" of your cutting plan and can help you lose weight faster. If you are doing everything correctly - well-balanced diet, regular exercise and good sleep - an appetite suppressant/fat burner can give your calorie reduction, and thus fat loss efforts, a nice little boost.

They work by targeting key aspects of metabolic health to achieve the goals of reducing excess body fat, suppressing cravings, and supporting the natural production of energy.

Be that as it may, you need to choose the right appetite suppressants as formulations (ingredients) matter. We've thoroughly reviewed and tested PhenQ and recommend using it for an extra edge in your quest to shed fat.

2. MACROS:

Your macronutrients are what make up your calories (energy). There are 3 macros:

Protein
Carbohydrates
Fats

Your macro counting will look different on a cut than it does on a bulk. On a cut, you will be on a high protein diet, since sparing muscle mass is priority.

Complicated Method:

Weight Training Days: 32% Protein, 20% fat, 48% carbs
Cardio Days: 32% protein, 30% fat, 38% carbs
Rest Day: 32% protein, 40% fat, 28% carbs

Simple Method:

If you don’t want to worry about changing things up everyday, you can really just stick to a 40% P, 30% F, 30% C diet or 50%-40%-20% diet.

If you don’t want to deal with too much calculations, the simplest way is to just eat carbs in moderation (mornings, before weight training, early afternoons, and just a little at dinner - all healthy carbs), up your fat intake a little (healthy fats) and increase your protein intake to 1g per pound of bodyweight. So, if you weigh 200lbs, you will want to eat 200 grams of protein each day.

You can always play around with your macros based on how you feel and progress. You may need to decrease carbs or increase fat. But one thing that should remain consistent during a cut is your protein intake of 1g/lb of bodyweight.

For the first few weeks as you taper down your calories, you can be at .8-1g, but once you are in the thick of your cut, you will want to be at 1g+ per lb of bodyweight per day. More protein can’t hurt as long as you are eating healthy and keeping your total calories where they should be. There are plenty of ways to add it into a day of eating, including combining it with coffee to make protein coffee.

3. MEALS PER DAY & WHEN TO EAT:

When cutting, it’s best to eat multiple smaller meals per day¹.

While some people ask about intermittent fasting when cutting, reports are conflicting and we don’t recommend it for two reasons:

Your macros can get screwy.
Some people don’t do well working out fasted, which you likely will if you are intermittent fasting.

So, we recommend 4-6 meals per day. i.e. Breakfast, Lunch, Snack, Dinner, Snacks or just all small even meals like you see when bodybuilders meal prep. Make sure to time one of these as a post workout meal in order to support muscle recovery and repair. You may even find that a weight loss meal plan helps you stay organized and on track.

Work your macros and total calorie intake into those meals.

No one meal should ever make you super full. Don’t expect to get very full while cutting, but you should feel content after each meal, which is perfectly fine. In fact, this will help keep your metabolism up.

Overall, multiple small meals will keep your digestive system working strong and it’ll boost your metabolism. Moreover, you shouldn’t eat few a few hours before bed (unless its a protein shake to get your protein level/calorie level where they need to be). By doing this, each day you will have around 11-12 hours of fasting (last meal to first meal of next day), which is good too for fat loss.

The most important thing is you eat the right amount of calories, you get plenty of protein, and you eat healthy foods, and, of course, that you feel good.

4. BEST FOODS:

You’ll want to eat healthy, unprocessed foods when cutting, focusing on nutrient dense foods². They will give you the best bang for your buck and help you to feel full because you can eat more of these foods while staying at your required calorie intake.

Below we have several frequently asked questions about foods for cutting and best meals for cutting...

What should you eat when cutting?

Meats like chicken, grassfed beef, salmon, pork, lamb
Protein powders, such as whey, hemp, rice, and peas
Nuts and seeds
Beans
Avocados, olive oil, and olives
Whole grains like brown rice and pasta, oats, whole grain bread, barley, and quinoa.
Leafy greens.
Berries and different vegetables

Focus on avoiding processed garbage and fitting your foods into your macros goals. Also, try to avoid liquid calories, because they add up fast and they don’t keep you full! Water is your best liquid friend on a cut. Milk is ok too in moderation.

We highly recommend picking a good protein powder to ensure your protein levels stay high. Pick one of these 7 Best Whey Isolate Protein Powders for the day, and one of the 8 Best Casein Protein Powders to have at night before bed.

If you want to simplify things, there are prepared meal delivery services, like Trifecta, that you can order for some or all of your meals. This takes the thinking, food prep, and grocery shopping out of the equation and can be good for someone who doesn't want meal planning to consume them.

If you're interested in a meal delivery service to help with your cut, you can learn more about it in our article: Trifecta Meals Review: Is It Worth It?

What foods to avoid while cutting?

Most Sausages & Bacon
Sugary drinks
Most Fruit Juices
Fried Foods
Processed Foods & Cheeses
White Bread
Candy, Cookies, Cakes and Other Junk Food
Beer and any high calorie alcohol

Essentially, if you think it might be unhealthy, it likely is...

If you are out partying and must drink alcohol, then stick to whiskey, vodka, tequila or gin, STRAIGHT, and of course don’t overdo it. But a couple is fine. Be that as it may, even these will add up in calories. Whiskey is about 70 calories per shot. Vodka 64 calories. These are not carbs either, this kind of alcohol is essentially its own macro, so it’s providing completely useless calories.

What foods help you lose fat?

Some foods are said to even help you lose fat! “Fat-burning” foods like:

Fatty fish: Cod, Salmon, Anchovies
Eggs
MCT Oil (use in moderation)
Coffee (use in moderation)
Green Tea
Apple Cider Vinegar

For fat-burning assistance: Check out our articles on the Best MCT Oil Supplements and the Best Caffeine Pills.

For more information on green tea and weight loss: Head to our article: Is Green Tea Good For Weight Loss?

For supplements that burn fat and preserve lean muscle mass: Check out the 8 Best Supplements For Cutting.

What should I eat for breakfast when cutting?

Most breakfasts are high in carbs, but what you want to do when cutting is eat a breakfast high in protein.

The amount you eat will depend on your current bodyweight and how many calories and macros you need for the day.

Here is a sample breakfast when cutting:

Whole Eggs & Egg Whites
1/2 Cup Oatmeal with Raspberries
1 Cup Spinach
Protein Shake

What should I eat for lunch when cutting?

Here is a sample lunch when cutting:

200g Chicken
Leafy Greens or Broccoli
Whole Grain Bread with Avocado

What should I eat for dinner when cutting?

Here is a sample dinner when cutting:

~200g Salmon Fillet
Kale Salad with Goat Cheese and Seeds
Rice with Olive Oil

What should I eat for snacks when cutting?

The best snacks when cutting will be high in protein and fats. But sometimes you just need to put something in your stomach, so we will include that as well. Fiber is going to be your friend too during your cut.

Sample snacks:

Protein shake with natural almond or peanut butter
Greek Yogurt with Berries and Half Scoop of Protein
Pickles & Steak Slices
Carrot Sticks
Hummus and Celery
Sunflower Seeds
Boiled Eggs
Almonds, Pecans, or Walnuts (Find out which is best in our article comparing pecans vs walnuts)

5. SAMPLE MEAL PLAN:

A lot of bodybuilders will simply eat 4-6 small meals rather than the normal three bigger meals and snacks, for example:

Meal 1: 6-10 egg whites, with ½ cup of oats.
Meal 2: 150g chicken or fish, with ½ cup oats, 2 – 4 tspn natural peanut butter.
Meal 3: 150oz chicken or fish, with 1/2-1 cup of brown rice, 2-4 tspn natural peanut butter.
Meal 4: 2 scoop protein powder with 1–½ cup of oats (preworkout or coffee before gym)
Meal 5: 200g chicken or fish, with 10oz sweet potato (post workout).
Meal 6: 250oz chicken, with ½ cup of brown rice, 2-4 tspn natural peanut butter or almond butter.

There are so many ways to go about your diet on a cut, intermittent fasting included. All that really matters is your stay below your TDEE and you get enough protein. Also, that you are feeling good and can hit the weights relatively hard!

CUTTING WORKOUT PLAN:

As minimizing muscle loss is a huge part of cutting, we need to get our workouts dialed in.

We have two things to focus on when it comes to working out during a cut:

Cardio
Weightlifting (HST Workout Program)

1. CARDIO:

While some people don’t even bother with cardio during a cut and they simply continue lifting weights and just eat less, we prefer to do cardio on a cut because it heightens your metabolic rate and it burns more calories on the days you do cardio which means you can eat a little more, and who doesn’t like to eat more if they can.

Be that as it may, you don’t want to go overboard on cardio, so follow the instructions of our cutting workout plan below...

There are two types of cardio that you can do, and you can do both depending on how you feel on any given cardio day.

The two types of "cardio" you will do in our plan are:

Low Intensity Long Duration Cardio
HIIT (High Intensity Interval Training)

Option 1: Low Intensity Long Duration Cardio

Not a lot of weightlifters are big on steady state cardio, however, it surely has its place in a cutting program, you just need to do it in moderation.

The reason people avoid long duration cardio is because they worry about losing muscle. However, this is not something you need to think about as you won’t be running for that long. All it takes is 30-60 minute sessions of low intensity long duration cardio to get what you need in terms of fat loss, and with that, you won’t sacrifice muscle mass. TRUST US. It’s once you get past the 60 minute point where muscle starts to be used for energy.

Many pro bodybuilders use low intensity long duration cardio (again, 30-60 minutes) and for them preserving muscle is of utmost importance. These guys know what they are doing...

The key point of low intensity long duration cardio is to be LOW INTENSITY. By doing this, the main fuel will be your fat and your body will reserve the carbs for more intense exercise. So, as long as you don’t go overboard on the intensity of your runs, you will be honed in on burning fat.

Low Intensity Long Duration Cardio Rules:

Duration: Aim for 30 minutes at a minimum and 60 minutes at a maximum. Your body won’t start using fat for energy until about the 15 minute mark.
Intensity: Intensity is very important. Again, you want to go low intensity so that you use fat for energy. After your cardio session you should be comfortably tired, not damn near passed out on the floor in a pile of sweat. This means you should be running at around 60-75% of your max heart rate.
Variety: You can use different mediums for cardio, such as running out side or on a treadmill, cycling, or other forms of cardio. Whatever you choose, just make sure you keep your heart rate to 60-75% max for 30-60 minutes. We recommend sticking to one form of cardio for one month, then switching to another for a month, then switching to another for the final month. That way you body doesn’t get used to the cardio. You can also switch things up weekly or even daily.

Option 2: HIGH INTENSITY INTERVAL TRAINING (HIIT)

At this point, you must have heard of High Intensity Interval Training.

HIIT is great because you can burn as much calories as low intensity long duration cardio in a fraction of the time. With HIIT, all you need is around 15 minutes.

While the efficiency of HIIT is great, the real benefit comes after a HIIT workout due to the after burn effect. After a HIIT workout, you will be burning calories at a higher rate than you normally would when resting. HIIT is great for keeping your metabolic rate strong.

The only downfall to HIIT is it is much more taxing than low intensity long duration cardio, so it might not be the best for beginners. You will need to make sure that you are not overtraining yourself (yes, even with just a 15 minute HIIT workout).

How to do a HIIT Workout?

HIIT is pretty simple. All you need to do is have intervals of 60-75% max heart rate with short bursts of 90-95% max heart rate.

For example...

60 seconds jog x 15 second sprint, repeated without stopping for 10 minutes.

With HIIT, you can also choose different mediums. However, running is usually the most straightforward and easiest do correctly. So, for our program, you will be doing running forms of HIIT.

Keep your HIIT workouts to 10-20 minutes.

Here are some sample HIIT workouts for you to use during your cutting phase:

HIIT Workout #1:

Warm Up: 5 Minute Jog
Workout: 1 Min Run (60-70% max heart rate) followed by 20 second sprint (90-95% max heart rate) x 10 (which makes for a total of 15 minutes)
Cool down: 5 minutes light jog for 2 minutes then walk for last 3 minutes

HIIT Workout #2:

Warm Up: 5 Minute Jog
Workout: 10 sets of 100m sprints (walk back the 100m each set and immediately perform your next set when you reach the starting line)
Cool down: 5 minutes walk

For the above sprints, use a pyramid scheme for intensity. So your 10 sets will go like this (max speed not heart rate) 70%, 80%, 85%, 90%, 95%, 90%, 85%, 80%, 75%, 70%.

HIIT Workout #3 (Treadmill):

Warm Up: 5 Minute Jog
Workout (treadmill turned off): 16 x 15 seconds sprinting on treadmill with it turned off (so you will be powering the belt with pure force while holding the handles of the treadmill). This is an EMOM HIIT, which means Every Minute On The Minute, so you will do the sprint for 15 seconds and then at the start of every new minute repeat until 16 sets is finished, which means the workout will take ~16 minutes.
Cool down: 5 minutes walk and light stretching

Check out these Best HIIT Treadmill Workouts to Torch Fat for more great routines!

FREQUENCY & TIMING OF CARDIO:

Our cutting plan will have you working out 6 days per week, with 3 days of cardio and 3 days weightlifting.

So, you will do cardio 3 times a week and it’s up to you whether its low intensity long duration or HIIT. You can choose one or the other or mix it up week by week or month by month.

For example, you may do one HIIT workout per week and 2 low intensity long duration workouts or vice versa. OR, maybe you do low intensity long duration cardio for 2 weeks, then HIIT for 2 weeks, then low intensity long duration cardio for 2 weeks, and so on and so forth. It’s up to you, just get it done.

As for timing, we will place your cardio on non weight lifting days as it will allow you to have the most energy and is actually easier to manage than something like cardio in the morning and weight training in the evening 3 days per week. Moreover, you get more calorie burn spread throughout the week rather than just double on 3 days.

Note: If you want to shorten your training schedule to 3-5 days per week, you can simply add the cardio session(s) to your weight training days, separated by at least several hours. Since your weight training won’t be as taxing as it would on bulk, you should also be able to manage this.

To wrap up the cardio section...here are the general pros and cons of HIIT and Low Intensity Long Duration Cardio for you to consider³:

Low Intensity Cardio Pro:	Low Intensity Cardio Con:
Best for people who are not already in great shape as it's easier.	Can be boring.
Main source of energy is fat not carbohydrates stores.	Doesn't work on fast twitch muscles (which are sewed in activities like sprinting and jumping).
Also workouts endurance.	Only burns calories on the spot.

HIIT Pro:	HIIT Con:
Short duration.	Difficult for people who are out of shape to get an effective HIIT workout done.
Burns more calories, including after the workout is over.	Carbs are the main source of energy, not fat.
Can be adapted to sport specific training, so athletes can kill two birds with one stone.	Won't work endurance as much.

For more information comparing both forms of cardio, check out our article on HIIT vs Steady-State Cardio for Fat Loss (Backed by Science).

2. WEIGHTLIFTING:

We don’t mean to beat this point down too much but we will say it one last time, when following a cutting workout and diet plan, it is not just about losing fat. It’s also about preserving lean muscle mass.

When it comes to a cutting phase, you shouldn’t attempting a very heavy lifting schedule like you normally would. You are restricting calories, so your energy will not be as good and thus neither will your strength. Be that as it may, the goal is to continue training hard and keep your strength up as much as possible.

There are many weightlifting programs that you can follow during a cut, but all should follow two key principles, which are as follows...

a) Focus On Large Muscles & Compound Exercises:

The best workouts during a cut will focus on large muscle groups, and thus, compound exercises⁴. This is because compound exercises will give you the biggest bang for your buck in terms of maintaining strength, hypertrophy and even more importantly calorie burn (you are going to burn A LOT more calories with a squat than a leg extension, right!?). Moreover, big compound lifts keep testosterone levels high.

So, your main focus will be your Legs, Back, Chest, and Core. But don’t worry, your arms and shoulders will also get attention with our plan.

Here are the movements your workouts will/should revolve around:

Variations of these big lifts will be included (i.e. RDL, Incline Bench).

b) Keep Your Heart Rate Up When Working Out:

Doing compound exercises burns more calories than isolation exercises, but that’s only half the battle during cutting workouts. You will also have to keep your rest time to a minimum.

Rather than taking 90-180+ seconds rest between sets like you may normally do during a bulking phase, you will need to keep your rest time between sets to 30-45 seconds on a cut. That way you can maximize calorie burn. This kind of metabolic style of training will allow you to maximize hypertrophy with lighter weights as well. So, your workouts will be volume-centric rather than load-centric. You won’t be lifting heavy, so long rest won’t be needed. But, you should still be challenging yourself with the weights. You should be around 70-80% your 1RM for sets of 8-12.

Note: Many cutting workouts use circuit training protocols, which may have your rest time like 10-20 seconds between exercises and 60 seconds between rounds, but our cutting program is called HST (Hypertrophy Specific Training) so you will just stick to 30-45 seconds between sets. All in all, no matter what program you choose when cutting, you should try to minimize rest to keep your heart rate up at a fat burning level for the duration of the workout so its kind of like a cardio/hypertrophy session.

HST WORKOUT CUTTING PROGRAM:

For this cutting program, you will be doing Hypertrophy Specific Training (HST Workouts).

HST workouts are perfect for cutting. They are full body workouts that mainly focus on compound exercises. The total weekly volume is spread out nicely throughout the week too, so it’s manageable to get the volume needed each week to maintain muscle mass while on a calorie deficit. You should have no issue with overtraining with our HST program.

Key Points of our HST Cutting Workout Plan:

3 full body workouts per week (labeled Workout A, B, & C).
Mainly compound exercises.
2 Exercises for each major muscle group per workout but only 3-4 sets in total spread between the 2 exercises.
23 sets per workout.
30-45 seconds rest between sets (only more if really needed).
Reps of 8-12.
Workout should take no longer than 60 minutes, but aim for 45 minutes.
You can turn exercises into supersets at your own discretion.

Ok, now let’s take a close look at how the workouts are broken down.

Exercises & Sets:

Each workout will include:

Legs: 2 exercises for a total of 4 sets
Back: 2 exercises for a total of 4 sets
Chest: 2 exercises for a total of 3 sets
Shoulder: 2 exercises for a total of 3 sets
Arms: 2 exercises (1 biceps, 1 triceps) for a total of 4 sets
Calves: 1 exercise for a total of 1 set
Core: 3 exercises (1 for upper abs, 1 for lower abs, 1 for obliques) for a total of 3 sets

Reps:

You will be working in the 8-12 repetition range. It’s ok if you go a little over or under this on a certain set if you end up choosing a weight load that is too light or too heavy.

Rest time:

You have 23 sets in the workout, which is quite a bit. But, remember, you only have three workouts per week so the total weekly volume for each muscle group is ideal. You want to keep this structure. However, you don’t want your workouts to go too long, and you want to maximize calorie burn to get some cardio, fat burning effect as you lift. So, do you best to keep rest time to 25-45 seconds (maximum 60 seconds).

As you progress through the plan, you will likely be able to decrease rest time (rather than progressing by increasing load). This will help you to avoid plateau and keep your muscles overloaded appropriately for a cut.

If you notice your workouts are going a little long, implement supersets. You can superset the less taxing exercises like arms and calves.

Variety:

While this program is only 3 months, and you should be fine doing the same exercises for the duration of this cutting program, you can change up the exercises each month or even just the order of the exercises. This is up to you and how you feel. If things are getting too easy, do this or simply decrease rest time a little each week.

Now, let us give you your 3 HST workouts, which you will do all three each week.

WORKOUT A:

Squats: 2 sets x 8-12 reps
Stiff-Leg Deadlifts: 2 sets x 8-12 reps
Chin Ups: 2 sets x 8-12 reps
Bent Over Barbell Rows: 2 sets x 8-12 reps
Incline Dumbbell Bench Press: 2 sets x 8-12 reps
Parallel Dips: 1 set x 8-12 reps
DB Overhead Shoulder Press: 2 sets x 8-12 reps
Lateral Raises: 1 sets x 8-12 reps
Dumbbell Curls: 2 sets x 8-12 reps
Tricep Kickbacks: 2 sets x 8-12 reps
Standing Calf Raises: 2 sets x 8-12 reps
Hanging Leg Raises: 2 sets x 8-12 reps
Side Plank: 1 sets x 8-12 reps (pulses, so approx 30 seconds each side)

WORKOUT B:

Barbell Bench Press: 2 sets x 8-12 reps
Flat DB Chest Fly: 1 set x 8-12 reps
Deadlift: 2 sets x 8-12 reps
DB Lunges: 2 sets x 8-12 reps
Barbell Overhead Press: 2 sets x 8-12 reps
Farmer’s Walk: 1 set x 15-30 meters
Pull Ups: 2 sets x 8-12 reps
Barbell Shrugs: 1 set x 8-12 reps
Skull Crushers: 2 sets x 8-12 reps
Hammer Curl: 2 sets x 8-12 reps
Seated Calf Raises: 1 set x 8-12 reps
V-Ups: 2 sets x 8-12 reps
Side Bends: 1 set x 8-12 reps

WORKOUT C:

Chin Ups: 2 sets x 8-12 reps
T-Bar Row: 2 sets x 8-12 reps
Incline Barbell Bench Press: 2 sets x 8-12 reps
Weighted Push Ups: 1 set x 8-12 reps
Squats: 2 sets x 8-12 reps
Hip Thrusts: 2 sets x 8-12 reps
Arnold Press: 2 sets x 8-12 reps
Upright Rows: 1 set x 8-12 reps
Barbell Curl: 2 sets x 8-12 reps
Close Grip Bench Press: 2 sets x 8-12 reps
Standing Calf Raise: 1 set x 8-12 reps
Lying Leg Raise: 1 set x 8-12 reps
Stability Ball Crunches: 1 set x 8-12 reps
Alternating Heel Touches: 1 set x 8-12 reps

WEEKLY SCHEDULE FOR 6 DAY CUTTING WORKOUT PLAN:

Day 1: Workout A
Day 2: Low Intensity Cardio or HIIT
Day 3: Workout B
Day 4: Low Intensity Cardio or HIIT
Day 5: Workout C
Day 6: Low Intensity Cardio or HIIT

If the above schedule doesn't work for you, you can alter it as needed. Below are examples of how you could work the same program into a 3 or 4 day workout schedule...

3 Days Per Week:

Day 1: Low Intensity Cardio or HIIT (morning) Workout A (afternoon or evening)
Day 2: Rest
Day 3: Low Intensity Cardio or HIIT (morning) Workout B (afternoon or evening)
Day 4: Rest
Day 5: Low Intensity Cardio or HIIT (morning) Workout C (afternoon or evening)
Day 6-7: Rest

4 Days Per Week:

Day 1: Low Intensity Cardio or HIIT (morning) Workout A (afternoon or evening)
Day 2: Rest
Day 3: Workout B
Day 4: Low Intensity Cardio or HIIT
Day 5: Rest
Day 6: Low Intensity Cardio or HIIT (morning) Workout C (afternoon or evening)
Day 7: Rest

All in all, just try to get your 3 weight training sessions and 3 cardio sessions done each week! Worst case, if you need to skip a day, it won’t kill you as you are doing full body routines so it’s not like you’d have skipped a major muscle group.

Continue this for 12 weeks! And remember to follow the diet plan throughout the weeks.

Note: If you don't have 12 weeks for your diet plan and cutting workout, all the same rules apply, you'll just have to be more aggressive on your calorie deficit taper. It's really that simple.

TIPS FOR CUTTING FAT:

Follow these pointers for best results when following a cutting diet plan and workout.

It’s all about calories. Know your Total Daily Energy Expenditure (TDEE) and keep your calorie intake below that. Find a good TDEE calculator when starting out and a food counter calculator or app.
Watch your insulin levels. You know you need to avoid sugary foods, but remember, a lot of carbs spike blood glucose (sugar) levels, which turns into fat. Eat good sources of carbs to keep insulin leveled, such as oatmeal, brown rice, whole wheat bread, veggies, fruits, potatoes and sweet potatoes.
Don’t completely cut out carbs. A low carb diet is not what you want for a cutting diet. You want a good ratio of macros. Try 40%-30%-30%, 40%-40%-20% or 50%-30%-20%, which is protein, carbs, and fats, respectively.
Eat 5-6 meals per day. Don’t try to get all you calories in one or two meals with intermittent fasting. It’s best to have a constant flow of nutrients throughout the day. This will help with workouts and recovery and overall absorption of the the nutrients needed each day.
Keep rest time short. Take short breaks during workouts and do big compound movements.
Deload when needed. If you feel you are overtraining, take a deload week where you reduce the number of exercises or sets or the load for each exercise.
Make your cut easier with meal delivery. Try a meal delivery service to remove the headaches of counting your macros. Have a look at our Trifecta Meal Review to see if it's a good option for you.
Support recovery with sleep and water. Get plenty of sleep and HYDRATE, HYRDATE, HYDRATE.

fat loss workout plan

FAQs ABOUT CUTTING PHASES IN FITNESS:

Here are some of the most common questions we get about cutting diet plans and workouts.

1. Can I cut without losing muscle?

While the goal of a cutting phase is to lose fat while maintaining muscle, a little muscle loss may occur along the way. HOWEVER, as long as you cut using a reasonable deficit, keep your protein intake high, and continue lifting weights, muscle loss will be very negligible. Most people make out the whole “losing muscle when cutting” to be a bigger deal than it really is.

In fact, it’s pretty hard to lose a significant amount of muscle as long as you aren’t on a starvation diet, doing super long cardio sessions (marathon long), and/or doing a strict cutting plan for way too long (like all year round, which is obviously not sustainable).

All in all, you don’t need to worry much about muscle loss when cutting. If you follow a plan like ours, you will certainly maintain most of your muscle mass. Also, it should be noted, the slower the fat loss, the less likely muscle will be loss. A slow and proper cut should see little to no muscle loss, and potentially even muscle growth during the cutting phase⁵.

2. Should I bulk or cut first?

If you are a beginner, who isn’t skinny or very overweight, then you honestly don’t need to worry about bulking or cutting. You will see good results as long as you train hard and eat a healthy diet. The worst thing you can do is succumb to paralysis by analysis.

If you are a beginner who is considerably overweight, then the first thing you should do is lose fat, so following a cutting plan is the way to go.

If you are skinny, then you obviously should bulk up. Try following our 7 day meal plan for muscle gain to get you started.

Where people get a little confused is when they are in the middle...the infamous, SKINNY FAT. If you are skinny fat, you could go either way. Some recommend putting on muscle first, while others recommend cutting.

We have a specific guide for Skinny Fat Beginners - The Ultimate Workout & Diet Plan For Skinny Fat People.

3. Is it possible to lose fat and gain muscle at the same time?

According to this randomized control trial, where a group of young men were able to lose 7 pounds of fat while gaining 3 pounds of muscle within 4 weeks by following a strength training program and increasing protein intake while at a caloric deficit, it is possible to simultaneously lose fat and gain muscle⁶. This is especially true for beginners.

In terms of body composition, you will look a lot better with considerable muscle at a lower body fat percentage than without. So, if you are seriously lacking muscle, then just focus on gaining muscle and don’t worry about belly fat yet. Plus, the more muscle you have, the more fat you will burn when resting and newbies will shed off that belly fat even on a clean bulk.

If you are intermediate to advanced, then you probably already know what to do, but to answer the question...

A healthy body fat percentage for men is anywhere from 10-17%. However, athletes may be a little lower, especially during their respective season, and as you get older, being on the higher side (even around 20% BF in your 50s) is fine. So, if you are simply worried about your health, then do a cut if and when you are above ~17% body fat percentage. If you simply want to look leaner, then do a cut until you reach your body fat percentage goal. Most people do this in the lead-up to summer, at which time shirts come off often. For most men, being around 10-12% will look great, so you can plan a cut to this body fat percentage.

A healthy body fat percentage for women is around 21-31%. Women athletes may be lower, i.e. around 14-20% and women who take fitness very seriously yet not competitively around 21-24%. The same rules for men apply to women. You should cut if you want to reach a certain body fat percentage for an event, summer or just for how you want to look OR if you are above the healthy range.

Generally speaking, most lifters do phases of bulking and cutting as bulking will inevitably come with some fat increase, so to maintain the body fat percentage they want, they will pack on some muscle then do a 8-12 week cut (some even shorter). That said, if you are already happy with your body fat percentage, you can just do a very slow bulk (aka a clean bulk) and you shouldn’t have to worry much about the whole bulking then cutting then bulking then cutting thing.

4. How Long Should You Cut For?

A cutting diet typically lasts 8-16 weeks, with 12 weeks usually being the best as it allows for a slower cut that minimizes or completely restricts muscle loss.

5. Can you do a cutting diet all year round?

There would be no point to do a non-stop cut. Once you reach your ideal body fat percentage, then you would want to maintain or build muscle. You obviously can’t keep losing weight forever. Moreover, a cutting workout plan is non-sustainable. You simply can't train hard and eat a deficit for long periods, which is why 8 to 12 or 16 weeks is recommended for cutting phases.

Most research shows that you can lose about 1 pound of fat per week, healthily, without noticeable muscle or performance loss⁷. So, in 12 weeks, that’s a lot of fat!

6. When to start cutting?

This depends on the purpose of your cut.

Are you cutting for a sporting event (i.e. bodybuilding competition), season (i.e. summer) or special date (i.e. wedding)? If so, give yourself 8-12 weeks for a cut. If you have an event July 1st, you should start your cut at the latest May 1st or the earliest March 1st.

Are you cutting just to reach your ideal body fat percentage? If so, then start anytime you want, but in theory you’ll want to have a good foundation of muscle before even bothering with reaching your target body fat percentage.

Other Good Workout Programs for Cutting

If you don’t like this workout plan, you can also do a simple Upper/Lower Split or a PPL. Just adjust the reps/volume/intensity/rest appropriately for your cut.

You can also do full body workouts three times a week with a circuit format. Essentially, you would do 5-6 exercises with 10-20 seconds rest between each exercises for 3 rounds (60 seconds rest between each round) OR you could break the exercises into two circuits and do all three exercises without rest and just rest between rounds.

The exercises should also be compound exercises no matter which plan you choose. All in all, Upper Lower, Push Pull Leg, and Full Body Circuit or HST are best for cutting phases.

Cutting Workout & Diet Plan: Final Takeaways

Remember, if your goal is to maintain muscle while losing fat, slow and steady is the way to go. Try to plan so you can follow a 12-week program, tapering your calories so you don't significantly cut them all at once. In addition, keep your protein high and continue resistance training to maintain the muscle mass you have.

If you have any questions for us about this cutting workout and diet plan, please feel free to reach out. And if you do decide to do this, take before and after pics and send them to us. We’d love to share your photos after you finish the program!

Give yourself a bigger fat loss boost using these 8 Best Supplements For Cutting.

And when you're ready to switch to a bulking phase, we've got you covered with our Ultimate Clean Bulk Workout & Diet Plan!

References:

Meal frequency and portion size: What to know. www.medicalnewstoday.com. Published July 17, 2022. https://www.medicalnewstoday.com/articles/is-it-better-to-eat-several-small-meals-or-fewer-larger-ones ‌
Kim JY. Optimal diet strategies for weight loss and weight loss maintenance. Journal of Obesity & Metabolic Syndrome. 2020;30(1). doi:https://doi.org/10.7570/jomes20065 ‌
Foster C, Farland CV, Guidotti F, et al. The Effects of High Intensity Interval Training vs Steady State Training on Aerobic and Anaerobic Capacity. Journal of sports science & medicine. 2015;14(4):747-755.
Paoli A, Gentil P, Moro T, Marcolin G, Bianco A. Resistance Training with Single vs. Multi-joint Exercises at Equal Total Load Volume: Effects on Body Composition, Cardiorespiratory Fitness, and Muscle Strength. Frontiers in Physiology. 2017;8(8). doi:https://doi.org/10.3389/fphys.2017.01105
Barakat C, Pearson J, Escalante G, Campbell B, De Souza EO. Body Recomposition. Strength & Conditioning Journal. 2020;Publish Ahead of Print(5). doi:https://doi.org/10.1519/SSC.0000000000000584 ‌
Longland TM, Oikawa SY, Mitchell CJ, Devries MC, Phillips SM. Higher compared with lower dietary protein during an energy deficit combined with intense exercise promotes greater lean mass gain and fat mass loss: a randomized trial. The American Journal of Clinical Nutrition. 2016;103(3):738-746. doi:https://doi.org/10.3945/ajcn.115.119339 ‌
Institute of Medicine (US) Subcommittee on Military Weight Management. Weight-Loss and Maintenance Strategies. Nih.gov. Published 2019. https://www.ncbi.nlm.nih.gov/books/NBK221839/

Sam Coleman

Author

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